The Portable Blessings Ledger

A WAY TO KEEP TRACK OF YOUR FINANCES AND BRING MEANING & HEART TO YOUR DEALINGS WITH MONEY

By NAOMI ROSE


What if every time your hands, mind, and heart touched money, something wonderful happened? The Portable Blessings Ledger helps you bring your heart and finances together in an immediate, hands-on way — and reap the benefits and blessings that accrue.

From the Money and the Inner Life series in the Rose Press Collection.*

Ebook (PDF): $14.95

ON THIS PAGE:

  • The premise and the promise of the book

  • List of chapters

  • Excerpts from the book

  • Reviews

  • Purchasing access

* Most of us learn that money is something outside us, and that how much of it we have depends on such factors as luck, hard work, constant attention to getting it, and so on. But our inner life — our connection with, or separation from, our deep nature — is the real key to having what we need, and to trusting life to support us totally.

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"This financial roadmap guides you to a place where money is the vessel that illuminates your inner wisdom, brings peace to your home and family, and expresses your deepest values in the world. What a gift!”— Hal Brill, President, Natural Investment Services; co-author, Investing with Your Values

THE PORTABLE BLESSINGS LEDGER LETS YOU BRING TOGETHER

(1) THE RECORD-KEEPING PART OF YOUR FINANCIAL LIFE

WITH (2) THE BLESSINGS-FINDING AND -SOWING PART OF YOUR SPIRITUAL LIFE —

A marriage made in heaven, and realized on earth.

As you begin to bring your present-moment awareness and willingness to see blessings in any financial transaction (or even how you think about money in your mind and feelings), your consciousness expands to include much, much more under the umbrella of “abundance” than you may have previously realized: how you feel when you greet the clerk in making a purchase; how you view a client or customer; the light of a winter sky as you move out into the world, etc.

In the process, you get to keep exacting records of your expenses and income that you can use for bookkeeping and taxes. Plus, you get to write mini-stories, and see the narrative arc of your life come into focus, including your next chapter.

Enjoy using your Portable Blessings Ledger, and watch your blessings grow

  • The premise of this unique and timely book is that if you approach every financial transaction with a willingness to discover the blessings that are connected with them (both those that come towards you and those that come from you), they will appear.

  • The promise is that if you do this, the process will transform your life, your finances, your heart, your community, and your planet.

  • The benefits include a no-stress way to record every financial transaction down to the penny, and how your transactions reveal — and help to heal — your deep inner life. (Good for your record-keeping, budgeting, taxes, and emotional and spiritual well-being, too.)

  • The format of The Portable Blessings Ledger enables you to keep track of everything you make and spend, down to the penny. You are given simple guides for very precise record-keeping, as well as forms for Spending, Income, Assessments, and Musings — and the stories that unfold in the process that connect your relationship with money to your deeper inner being.

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With The Portable Blessings Ledger, you can do all the nuts-and-bolts of record-keeping (b

udget, keep accurate records for taxes and personal / business assessment, and learn where your money goes), AND b

e connected to the blessings (the human and sometimes Divine experiences) that you get to have through money

— simply because you are being present to yourself whenever money comes into the picture.

All this helps you operate easily on both analytical (left-brain) and holistic (right-brain) levels, just by keeping this multi-leveled ledger. Everyone reaps the benefits!

 

WITH THE PORTABLE BLESSINGS LEDGER, YOU CAN DO ALL THE NUTS-AND-BOLTS OF RECORD-KEEPING —

  • Budget, keep accurate records for taxes and personal/business assessment, and learn where your money goes, AND

  • Be connected to the blessings — the human and sometimes Divine experiences — you get to have through money

— simply because you are being present to yourself whenever money comes into the picture.

All this helps you operate easily on both analytical (left-brain) and holistic (right-brain) levels, just by keeping this multi-leveled ledger.


THE PORTABLE BLESSINGS LEDGER includes forms for you to use, as well as the author’s stories to help break the ground and illustrate how bringing record-keeping together with searching for blessings can work in your life.

CHAPTERS INCLUDE:

  • Introduction:   The Premise and the Format / Other Benefits of Keeping a Portable Blessings Ledger / What Keeping a Blessings Ledger Has Done for Me

  • About Blessings:  The Circumstances That Tend to Bring Blessings About / How Keeping a Blessings Ledger Can Help You to Be in Community / Blessings and Income                                                                                                 

  • How to Use The Portable Blessings Ledger   

  • Making the Agreement to Use These Forms for a Specified Period of Time   

  • Portable Blessings Ledger Spending Forms:   The Long Form  / The Short Form  / The Ledger Form  / The Sketchbook Form                             

  • Portable Blessings Ledger Income Forms:  The Long Form  / The Short Form / The Ledger Form / The Sketchbook Form                                 

  • Musings Pages  (For when you’re thinking about money . . . worrying about money . . . seeking inner clarity about money)

  • Celebrations!     

  • End-of-Period Assessment Forms: Financial & Life-Story Assessment  

  • Forms for You to Use                           

  • Create Your Own Form(s)


AN ENTRY FROM THE AUTHOR’S OWN PORTABLE BLESSINGS LEDGER:

SPENDING FORM: THE STORY UNFOLDS

[AUTHOR’S NOTE: Music is so close to my heart, and singing, something that was always a secret desire, and Bach, so beloved of composers. And the B Mass was a work that I actually had sung in two choruses (45 years apart). And yet the habit of stopping myself from spending money on what made my heart “sing” was so strong in me that I kept myself from having the nourishing experiences with music that I craved. Finally, becoming painfully conscious of this persistent conditioning, I broke through and bought myself a ticket to a performance of the B Minor Mass. The cheapest ticket. And then a blessing happened. And then another one compounded it. The following is taken from my Portable Blessings Ledger spending entry, summer, several years ago.]

I had found out about a Bach concert in San Francisco, who were going to put on the B minor Mass. I love that piece; I have sung it twice in choruses; and I really wanted to go, when the flier came in the mail. But to give myself permission to spend the money (not a huge amount) was very difficult. I could have spent it on, say, food, or paying a bill without a thought; but to give myself just what I wanted was really challenging.

I decided to do it, though. I bought the cheapest ticket. The American Bach Soloists sent it to me in the mail. A few days later, they phoned me, apologizing that they had to give me a different seat; a twice-as expensive seat, which they would cover. They thanked me for not minding!

The story goes further: I got to the concert on the day of the concert, and the usher led me to my (upgraded) seat. But someone was sitting in it! I told the usher, "I do have this ticket. What should I do?" She brought me to the front of the hall, and the person sitting behind the table, without a moment's hesitation, gave me another ticket. The usher then seated me. It was right up at the front, on the left side.

I never got to find out the value of that seat, but I'm guessing at least 3 times the amount I paid when I courageously gave myself the benefit of my real desire by buying the cheap ticket in the first place.

In this case, it wasn't really that difficult for me — all I had to do was give permission to go to a concert I really wanted to be at, and move through the conditioning that said, "Don't give yourself anything but the most minimal necessities." Still, it took consciousness and the courage to break a "rule" that had, indeed, ruled me for a very long time. The blessings I mention here had to be connected to my decision to not go along with a self-deprivation mentality.


 the portable blessings ledger, by naomi rose

the portable blessings ledger, by naomi rose

EXCERPTS FROM THE BOOK

SPENDING FORM:

Date: Wednesday, May 19th
Transaction #: 1
Items purchased: Food
Where purchased: Berkeley Bowl Supermarket
Appeal: (a) weekly shopping, and (b) party supplies
How paid for: Personal check
Amount spent: $214.48

AND THE STORY UNFOLDS . . .
Tomorrow is our wedding anniversary celebration, and I am standing at the check-out counter, an abundance of food ranged on the conveyor belt slowly moving towards the cashier. With excitement and a little guilt at the sheer plenitude of what I have gathered up here, I note the 3 packages of chicken thighs, the pound of long-grain brown rice, the oblong of French bread, the package of unsalted butter, 2 full plumped-up plastic bags filled with greens for salad, 2 kinds of salad dressing, 3 kinds of juices, ripe red tomatoes spilling over inside the plastic bag, a handful of Japanese eggplants, a bottle of sparkling cider, baking supplies for a cake, and much, much more.

The cashier, a young woman, smiles at me and rings up my purchases. I watch each item appear on the computer screen, totalling up to an increasing amount. Each item is not so much, individually; but as I watch them add up, I begin to realize that I am about to spend more than twice what I usually spend on weekly shopping. “But we’re having guests,” I think. “It’s a celebration.” Still, as I take out my checkbook and start to write the check, guilt sets in, a low-level panic.

I take a breath, remember that the purpose of this expense is shared joy. And things brighten up again.

As I’m writing the date on the check, I remember that I wanted to buy today’s paper. Someone I know has a book that’s been reviewed. I look in my purse, but don’t have any change.

“Could I write this for 25 cents over?” I ask the cashier.

“I’m sorry,” she says, actually looking sorry. “We can’t give change with checks—”

But before she can finish her sentence, the young man bagging my groceries at the end of the counter looks up and smiles. “I’ll give you 25 cents,” he offers, with a full-tilt sunny smile.

I know his face from the last 15 years I’ve shopped here. I even know his name. It’s Rick. Rick digs into his pocket for a quarter, his smile undisturbed.

“Oh!” I cry, deeply moved by his offer. I know it’s only a quarter, but I’ve just spent more money on food than he probably makes in half a week of work. Something in me is primed to protest, “No, no, please!” But I don’t succumb to it. His gift is genuine, and larger by far than the amount he is giving me. Though Rick may not be thinking in terms of “money and compassion,” his putting them together lifts my spirit well beyond the cash value.

I thank him gratefully, and watch him bag my ten bags of food into two carts. I’m offered the help of an employee to wheel the second cart to my car. I can’t say, “No thanks, I can manage,” because I can’t. I have to receive.

I push one cart forward, and a young woman employee gets behind the second cart, smiles, and starts to push it toward the sliding doors.

But then a voice from behind me calls out. “Wait! Your quarter!” Rick runs after me, puts the quarter in my hand. I’d left it behind on the counter. The offer itself had provided so many dividends, I’d forgotten the thing itself.

Blessings in Balance: Good food. Choices. Kindness. Not alone.

– – – – – – – – – – – – –
 

INCOME FORM:

Date: Thursday, April 7th
Transaction #: 2
Source of Income: Book Development client, Patricia S.
Conditions:  I had already worked with her husband on his book, so she knew of my work in terms of him. But when she saw my ad, she realized that she could enlist me to help her write her own book.
Satisfaction level: Incredibly high
Amount received: $113.00

AND THE STORY UNFOLDS

Patricia is one of the great treasures in my work, both in allowing me to help develop her book and in continually reminding me that everything is part of the journey. She reads me the short pieces of writing she has been able to carve time for ~ a triumph, considering her very young child. I listen to her read the writing she has wrested away from sleep, her voice low and evoking forests, rivers, a city in Illinois I have never been to before now. My head is as clear as I can make it so that I am of good use to her, my imagination traveling with her through the lakes and trees, the woundings and callings of her childhood and beyond. 

“Thank you for receiving this,” she says to me at reading’s end, lifting her eyes up from her laptop computer, taking in my deep listening, and handing me a check. 

“Thank you,” I answer, almost speechless, exalted by the beauty of her search, her recording, her gifts; realizing that serving the deep Self is the greatest privilege.

Blessings in balance: As they say, “I get paid to do this?” In truth, if I had to, I would pay her to help her birth this difficult and exquisite story that reveals so much of me to myself, as well.

 

 

 

A READER’S NOTE OF GRATITUDE:

"This is a remarkable achievement. You’ve found a way to bring the inside outside, and relate it to money, in a way that brings into the world the mirror that was missing.

“We never learned how to be present with ourselves through our finances. The Portable Blessings Ledger should be everywhere, including taught in schools. You’ve pioneered something we can all use. Doreen Hamilton, author, Essential Speaking: The 7-Step Guide to Finding Your Real Voice (Naomi Rose, Book Developer)

 God giving money to humans, from the portable blessings ledger by naomi rose. Illustration by caitlin Mitchell-dayton

God giving money to humans, from the portable blessings ledger by naomi rose. Illustration by caitlin Mitchell-dayton

 the portable blessings ledger  —  money given

the portable blessings ledger money given

 
 the portable blessings ledger  —  money given and received

the portable blessings ledger money given and received

 
 the portable blessings ledger -- the circle of blessings

the portable blessings ledger -- the circle of blessings


AN APPRECIATOR OF THE PBL SHARES WITH HER COMMUNITY:

"Dear Friends and Family,

"Yesterday I received a book, The Portable Blessings Ledger, which I wholeheartedly recommend to anyone who has need to 'keep track of your finances and bring meaning and heart to your dealings with money.' 

"So I simply share this information should you feel inclined to investigate this further.  I read most of this and begin today to use it. I am very thankful and excited!

"Why am I using this ledger?  One, I want to know better how I use my money. And I want to have a relationship with money that reflects a secure sense rather than fear or 'less.' I want to understand better why I have been so afraid of money and its use, and I do believe that so much of life, if not all of one's life, is lived from the inside out rather than the outside in. 

"I believe from what I have read so far, that both the inside and the outside will be integrated into a whole as I use this ledger and my honest, truthful heart.

"With great love to you."

 Mary Martin


 the portable blessings ledger -- god giving money to humans

the portable blessings ledger -- god giving money to humans

 the portable blessings ledger -- god giving money to humans (in living color)

the portable blessings ledger -- god giving money to humans (in living color)


GET YOURSELF A PORTABLE BLESSINGS LEDGER, AND WATCH THE BLESSINGS (AND FINANCIAL CLARITY) ACCRUE!

The Portable Blessings Ledger: A Way to Keep Track of Your Finances, and Bring Meaning & Heart to Your Dealings with Money, by Naomi Rose. 

Ebook (PDF), $14.95


 

A BLESSINGS LEDGER SCRIBBLED BY THE AUTHOR ON THE RECEIPT, AT THE TIME OF PURCHASE:

Below is the spending entry I wrote on a gas station receipt, when I encountered a kind, generous man from Mozambique who interacted with me when I was seeking to buy a bit of gas. (I only needed $5 worth, and stood at the indoor counter telling this to the clerk. A man from Mozambique, overhearing me, started to take a $20 bill from his wallet to give me. I was blown away by his generosity. “No, no,” I quickly corrected him, “really, I only need $5 worth. But thank you so much. Is this how they do things in Mozambique?” I felt simultaneously impressed by his community view, and aware of my own, individualistically conditioned constrictions. He laughed, and shrugged, as if to indicate, “Yes.”

Below that,  a quick sketch of the man that I did on the receipt, so I would remember the blessing (and record the dollar amount).

PLB entry, Mozambique man (8-19-16), #2.jpg
 From the portable blessings ledger, by naomi rose

From the portable blessings ledger, by naomi rose


BOOK DETAILS:

The Portable Blessings Ledger: A Way to Keep Track of Your Finances, and Bring Meaning & Heart to Your Dealings with Money, by Naomi Rose. 

Ebook (PDF), $14.95


ABOUT THE AUTHOR

Naomi Rose photo, looking up,     midsized.JPG

Author Naomi Rose is the creator of "Writing from the Deeper Self," and a book developer residing in the San Francisco Bay Area. She wrote The Portable Blessings Ledger from a personal need to not only manage money, but connect it to her inner, spiritual life. And to be able to associate the columns of figures on her Excel spreadsheet with the live, human experiences connected with those figures.

She is a former Board member of her longtime credit union, and the Treasurer of the local branch of her spiritual community.

This is her website, and the services and products she offers are meant for your nourishment and the encouragement of your flowering.

 the portable blessings ledger, by naomi rose

the portable blessings ledger, by naomi rose

 

Reviews

 

“The book is very nonjudgmental. You're only asked to observe yourself.

"This allowed me to actually use it and notice what's going on in my finances and inside me. The beauty and care and loving nature surrounding this book opened my heart to the mystery of money, and its ebb and flow. It is always surprising to see how much goes out, with so little remembrance; and how lovely the gratitude always is, when the flow returns to our shores, supporting and sustaining us. ”

Risala Mary Laird, Book Arts Educator, Artist, Spiritual Teacher


"This is a remarkable achievement. You've found a way to bring the inside outside, and relate it to money, in a way that brings into the world the mirror that was missing.

"We never learned how to be present with ourselves through our finances. The Portable Blessings Ledger should be everywhere, including taught in schools. You've pioneered something we can all use.”

~ Doreen Hamilton, author, Essential Speaking: The 7-Step Guide to Finding Your Real Voice (Naomi Rose, Book Developer)


The Portable Blessings Ledger turns our relationship with money upside-down!

"This financial roadmap guides you to a place where money is the vessel that illuminates your inner wisdom, brings peace to your home and family, and expresses your deepest values in the world. What a gift!"

Hal Brill, President, Natural Investment Services; co-author, Investing with Your Values

“I am so touched by how The Portable Blessings Ledger is all put together.

"It has lifted up my own standard and has inspired me to find a way to balance my life and to write from a much deeper and more heartfelt place. I feel very grateful to connect with your generosity of spirit.”

 Shelley Klammer, author, Collage for Self-Discovery


 the portable blessings ledger, by naomi rose

the portable blessings ledger, by naomi rose

 


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